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You love your nonhuman family members! Dog, cat, parrot, or iguana; they are part of your brood.But what happens when your pets cause damage to others, whether it be property damage or bodily injury?As your family member (and because...

The Swiss Army knife is a wonderful multi-tool. Whether you need a knife, a screwdriver, or a bottle opener, the Swiss Army knife has your back.Your auto insurance policy can be a lot like a Swiss Army knife. It may not be able to cut...

A heat wave is a prolonged period of excessive heat, often combined with excessive humidity. Excessive heat is determined by Heat Index Values. The heat index, also known as the apparent temperature, is what the temperature feels like...

Despite soaring gas prices, many are choosing to take road trips because of the lower health and safety risks, and more affordable prices when weighed next to flying.Long hours in the car still pose their fair share of risks, however....

HOW TO MAKE PESTOprep time: 5 MINUTEStotal time: 5 MINUTESyield: 1 1/2 cups DESCRIPTIONLearn how to make pesto with this classic fresh basil pesto recipe. It’s easy to make in the blender or food processor with just 5 main ingredients,...

Popular waterways are the central hub of personal watercrafts (PWCs). Enthusiasts know that preparation is vital to staying safe on the water and keep safety gear at hand. There is a way to add one more layer of protection, and that's...

'Tis the season! The season of peppers? Sure. The season of tacos and cheesesteaks? Always. And yes...spring is the season of low carbs for those who may be getting summer-ready. Taco and Philly Cheesesteak Stuffed Peppers are easy to...

Before you know it, we will be experiencing those hot, humid days of summer, which often bring intense rain and thunderstorms. Even if you don't live in an area that typically gets regular summer storms, it only takes one big one to...

Whether you are held responsible for a serious auto accident or an injury on your property, you can quickly find yourself responsible for damages that exceed the liability limits on your home, auto, renters, or boat policy. An...

In the last few years, there has been a surge in specialty vehicle sales—from recreational vehicles in the spring to boats in the summer. As the seasons change, it's time to shift focus to the specialty vehicles consumers will be...

What is wedding insurance and why do I need wedding insurance? The cost of a wedding can be considerable, and tying the knot often means being tied to specific dates and financial commitments with a variety of vendors. A basic wedding...

Spring cleaning is fully underway as the snow melts and the flowers begin to bloom. Read our home maintenance and safety checklist to ensure you’re ready for March. Hallways Test carbon monoxide and smoke detectors. Hold the test...

This Irish apple cake is like a spice cake with the extra addition of juicy apples! READY IN: 1 hour SERVES: 10-12 INGREDIENTS 4 tablespoons butter, softened (room temperature) 1 cup granulated sugar 1 egg, beaten(room temperature) 4...

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do daily, there's the risk of identity theft. You could unknowingly give your information to a fraudster thinking you're shopping at a legitimate site....

5 Car Tire Tips for Spring It’s been a long, cold winter across most of the country, but spring is finally here. This is a good time to get your car back into shape after a tough season facing frigid temperatures, snow, ice, and now...

If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? If you lose your ring in the lake, is it covered on your homeowner’s insurance policy? Your home policy may protect your valuables up to...

Have you ever wondered what goes into determining your home insurance premium? Below is a list of just some of the items used to determine how much you will pay to insure your home. Have you ever wondered what goes into determining...

With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance. However, does cheaper insurance actually save you money? If you are looking at switching things up, consider...

With the extra time at home, people have been starting to find ways to save money including shopping for cheaper insurance. However, does cheaper insurance actually save you money? If you are looking at switching things up, consider...

While states continue to re-open, that means there are more people on the road and increased risk of accidents. While we hope you never have to use them, below are some steps to follow in the event you are in an accident. Stay Calm If...

What is an umbrella policy? A policy that provides additional liability coverage that kicks in ater your other insurance policies have reached their coverage limits. Personal Umbrella policies typically offer between one and five...

When insuring your home there will be many different terms thrown around, especially regarding the cost of your home. Do you know the difference between replacement cost and market value? Replacement Cost Covers repairing or replacing...

Home Insurance – What it doesn’t cover A standard homeowner’s policy has exclusions, including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning...

When severe storms are on the way…are you prepared? The summer months are times for playing outside, laying by the pool, and yard work. Unfortunately, they can also bring severe weather including thunderstorms, hail, floods, and...

As we continue to spend more time at home, now is a great time to put together a home inventory list. A home inventory list will help in determining the value of your personal property to ensure you are properly covered. Items to...

Do you have a student going back to college in the coming weeks? If so, it is important to remember these tips when reviewing both your home and auto insurance policies to ensure you have proper coverage while your student is away at...

What does my credit score have to do with my insurance? In most states, insurance companies use what is called a credit-based insurance score in underwriting decisions and to determine home and auto premiums. The insurance score is...

BOAT & WATERCRAFT INSURANCE Most home insurance policies have limited coverage on boats. If you own a boat, purchasing watercraft insurance will ensure you have adequate coverage for theft, damage, and injuries or accidents while you...

WHAT IS UMBRELLA INSURANCE? An umbrella policy (also known as excess liability coverage) provides liability protection above your standard homeowner, auto or boat insurance. WHEN DO I NEED AN UMBRELLA POLICY? Below are some examples of...

WHO WE ARE We are one of the largest personal lines insurance agencies in the country offering a simplified insurance experience. By working with the most financially secure insurance carriers we are able to provide our clients with...